Class 4: Kya Hota Hai NAV, Expense Ratio, Regular Plan and Direct Plan in Mutual Funds

This video breaks down essential mutual fund concepts—Net Asset Value (NAV), Expense Ratio, Regular Plan, and Direct Plan—in a clear, beginner-friendly way. It explains how NAV reflects a fund’s worth, dives into the fees you pay via the Expense Ratio, and compares Regular and Direct Plans to help you maximize returns.

What We’ll Unpack:

• NAV Explained: Per-share value of a fund, calculated from total assets divided by shares—your key to tracking performance over time.
• Expense Ratio: The slice of your investment covering management and operational costs—lower ratios keep more money in your pocket.
• Regular vs. Direct: Regular Plans include advisor commissions, hiking fees; Direct Plans skip the middleman for lower costs and better gains.
• Why It Matters: Understanding these terms helps you pick funds that align with your goals and avoid unnecessary expenses.
• Smart Tip: The video nudges you toward Direct Plans for cost savings, especially if you’re comfy investing solo.

A clear, practical intro to boost your mutual fund game!